LOANS
Green Loans
If you’re a charity or social enterprise looking for a loan to amplify your social impact, you’re in the right place.
- Financial Claims Scheme
- APRA-regulated ADI
- AUSTRAC-registered DCE
- Certified B Corporation
- Global Alliance for Banking on Values
- ACNC-registered borrowers
Develop a sustainable impact with Charity Bank
We finance green projects that promote environmental responsibility, such as renewable energy upgrades, energy-efficient buildings, and sustainable land management.
Whether you’re looking to install solar panels on a community centre, retrofit social housing, reduce energy costs, create healthier living spaces, or just want to reduce your environmental footprint while fulfilling your social mission – Charity Bank is here for you.
Our Energy Efficiency Program
Our Energy Efficiency Program is a dedicated part of our Green Loans, designed to help organisations invest in energy-saving improvements such as heat pumps, solar panels, and other measures.
Talk to us about our Energy Efficiency Program
Green Loans for a better future
Charity Bank offers tailored and ethical lending solutions for charities and social enterprises looking to reduce their carbon footprint, remove their reliance on fossil fuels, and ultimately achieve net zero.
Our specialists assess energy-efficiency and renewable projects for social-purpose organisations, and structure each loan around the savings and the impact the work will deliver.
Energy Efficiency tool
Our Energy Efficiency tool for those providing social housing will generate a personalised report and give you an action plan with ways to improve the energy efficiency of a property.
Find Out More
Why Charity Bank?
We’re more than just an ethical bank. For over 20 years, we’ve created positive social change in everything we do. All our shareholders are charities and social impact investors. All our borrowers are delivering social impact. And every loan, deposit and investment helps drive real change for people, communities and the planet – now, and for the long term.
How Green Loans Are Used at Charity Bank
Improving Energy Efficiency
Building or upgrading facilities to save energy.
Cutting Emissions
Taking steps to reduce carbon emissions.
Supporting Biodiversity
Funding projects that protect wildlife and the environment.
Switching to Renewable Energy
Helping you move to sustainable energy sources.
Discuss a loan
Register for Online Banking and open a loan enquiry from the Support tab; the lending team continues the conversation there.
Discuss A LoanFAQs
Here we’ve listed the common questions we get about our loans. If you still have a question please do not hesitate to contact us.
What are green loans?
Green loans are a type of financing designed to support projects that help borrowers achieve their sustainability goals. These loans can fund initiatives like developing energy-efficient housing, reducing the environmental impact of existing properties, or transitioning to net-zero energy systems.
What types of projects can be funded with a green loan?
Projects eligible for green loans include building or retrofitting for energy efficiency, reducing emissions, promoting biodiversity, transitioning to sustainable energy, and delivering sustainable waste management.
How does Charity Bank support borrowers with green loans?
Projects of every size
- We lend to green projects of every size, and can work alongside other social lenders on the larger ones.
Repayments shaped around your project
- Agreed around your project and your organisation’s plans.
Dedicated Relationship Manager
- Our team will work with you throughout the process, ensuring you have the support you need at every step.
Resource 